AEP is your annual Medicare check-in
A lot can change in a year. Your Medicare coverage deserves another look.
Medicare’s Annual Enrollment Period runs from October 15 through December 7. During this time, people with Medicare can make certain changes to their Medicare Advantage and prescription drug coverage for the upcoming year.
But AEP is about more than simply shopping for a different plan.
It is your opportunity to understand what may be changing, review what you need from your coverage, and decide whether your current Medicare coverage still makes sense for you.
What should you review during AEP?
Don’t look at just the monthly premium.
There are several pieces of your Medicare coverage worth reviewing before the new year.
Your plan changes
Review your Annual Notice of Change to see whether your plan’s costs, coverage, benefits, provider network, or other details are changing for 2027.
Your doctors and healthcare providers
Make sure the doctors, specialists, hospitals, and other providers you prefer are still available through your coverage.
Your prescription medications
Prescription drug formularies, tiers, preferred pharmacies, and costs can change. Review the medications you currently take and how they will be covered next year.
Your healthcare costs
Look beyond the premium. Deductibles, copays, coinsurance, prescription costs, and potential out-of-pocket expenses all matter when evaluating coverage.
The benefits you actually use
Consider which benefits are important to you and whether your current plan continues to provide the coverage you value.
What has changed for you
A new prescription, different doctor, change in your healthcare needs, budget, travel plans, or other life changes may affect what you need from your Medicare coverage.
“I like my current plan. Do I really need to review it?”
You may not need to change a thing. But you should know why.
Being happy with your current coverage does not automatically mean you should switch plans during AEP.
It also does not mean you should ignore AEP.
Even when your plan remains the same, its costs, benefits, prescription coverage, or provider network may be different in the coming year. Taking the time to review those changes can help you determine whether your current coverage still fits your needs.
The goal is not to make a change just for the sake of making one.
The goal is to make an informed decision about the year ahead.
AEP at a glance
The best time to understand your options is before you have to make a decision.
Why review Medicare with an advisor?
You don’t have to sort through everything on your own.
Medicare comes with plan documents, coverage details, provider networks, prescription formularies, costs, deadlines, and plenty of terminology. A licensed Medicare advisor can help you make sense of those pieces and understand what deserves your attention.
At Strive Medicare, we take the time to learn what matters to you, answer your questions, explain your options in plain language, and help you understand the differences between your coverage choices.
Your healthcare needs are different from your neighbor’s. Your medications may be different. Your doctors, budget, lifestyle, and priorities may be different too.
Your Medicare review should take those differences into account.
Start with a personal AEP review
Know what to look for before you make a decision.
Meeting one-on-one with a licensed Strive Medicare advisor gives you the opportunity to take a closer look at your current coverage and better understand what may be changing for 2027.
Your advisor can help you:
- Review the details that matter most to you
- Answer your Medicare questions
- Help you understand whether your current coverage still fits your needs
If your current coverage continues to make sense for you, great.
If there are other options worth considering, your advisor can help you understand those as well.
Local Medicare experts. Real answers. Zero pressure.
Medicare decisions are personal. We help make them easier to understand.
At Strive Medicare, making Medicare simple is what we do.
Our team helps people understand their Medicare coverage without making the process more complicated than it needs to be. We explain the details, answer your questions, and give you the information you need to feel more prepared for the decisions ahead.
When you meet with a Strive Medicare advisor, you’ll have the opportunity to discuss your individual situation and ask the questions that matter most to you.
There is no reason to make a change simply for the sake of making one. The goal is to help you better understand your coverage and feel prepared for the year ahead.
Rick Teska
Founder & CEO
R. Cullen Teska
Licensed Agent
Alicia Gibbons
Director of Agency Operations & Agent
Meghan Teska
Licensed Agent
Murelle Lund
Licensed Agent
Feel more prepared for Medicare AEP
You do not need to become a Medicare expert before December 7. You just need to understand what matters, what may be changing, and what questions to ask.
Schedule an AEP review with a licensed Strive Medicare advisor and get the guidance you need to approach your 2027 Medicare coverage with greater clarity.