A Simple Way To Bundle Your Medicare Coverage
Medicare Advantage, also known as Medicare Part C, is a type of Medicare plan offered by private insurance companies approved by Medicare. These plans provide all the coverage included in Original Medicare, which consists of Part A and Part B, while often including additional benefits that Original Medicare does not provide.
Many people choose Medicare Advantage because it allows them to combine multiple types of healthcare coverage into a single plan. Depending on the plan, this may include hospital coverage, medical services, and prescription drug coverage along with additional benefits that support overall health and wellness.
What Medicare Advantage Covers
Medicare Advantage plans are required to provide at least the same level of coverage as Original Medicare. In many cases, they also offer extra benefits that are not included in Original Medicare.
Core Coverage Typically Includes
- Inpatient hospital stays
- Doctor visits and outpatient medical services
- Emergency and urgent care
- Mental health services
- Certain home health services
Additional Benefits May Include
- Prescription drug coverage included within the plan
- Dental, vision, and hearing services
- Fitness programs and wellness memberships
- Worldwide emergency travel coverage
- Allowances for over-the-counter health products
Because Medicare Advantage plans are offered by private insurance companies, the specific benefits available can vary by plan and by location. Reviewing a plan’s Summary of Benefits can help you understand exactly what is included.
Understanding Medicare Advantage Costs
The cost of a Medicare Advantage plan can vary depending on where you live, the plan you choose, and the healthcare services you use throughout the year. Several factors typically influence your total cost.
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Some Medicare Advantage plans offer a zero-dollar monthly premium. However, you must still pay your Medicare Part B premium in order to remain enrolled in Medicare.
Choosing The Right Medicare Advantage Plan
Medicare Advantage plans can offer convenient, comprehensive coverage, but it is important to compare plans carefully. Provider networks, prescription drug coverage, extra benefits, and total costs can all vary between plans.
Strive Medicare helps individuals and families throughout the La Crosse area compare Medicare Advantage options and understand how each plan works. With the right guidance, you can review your choices and select coverage that fits your healthcare needs, budget, and lifestyle with confidence.
No Sales Pitch. Just Straight Talk About Medicare.
Strive Medicare hosts educational workshops designed to help you better understand your Medicare coverage options before making important decisions about your healthcare. In a relaxed, informative setting, you will gain clear insight into the different types of plans available, including Medicare Advantage, Medicare Supplement, Prescription Drug Plans, and Medicare Add-On coverage.
During the workshop, you will learn how each option works, how they compare, and what strategies may help reduce your overall healthcare costs. Our knowledgeable team is here to answer your questions and walk you through your choices so you can confidently select coverage that fits your health needs, budget, and future plans.
